AI governance, argued in the open.
Long-form analysis on AI governance, regulation and audit-readiness for regulated financial institutions — the thinking behind the audit, not just the product.
DORA and the EU AI Act Share an Integration Clause Nobody Is Using
Article 9(10) of the AI Act lets banks fold AI risk management into their DORA framework. Almost nobody has. What BaFin expects, and the gap underneath.
SA Banks With London Desks Face Three AI Governance Regimes and No Integration
Johannesburg, London and Brussels each hold a different theory of who answers for an AI model. For an SA bank with a City desk, all three apply to the same code.
FCA Expects AI Controls Testing Against Frontier Threats: What Second-Line Teams Need Now
The FCA asked firms for evidence, not theory. What the 15 May frontier AI statement actually requires of second-line risk and compliance teams, control by control.
JSE's New Algo Trading Rules Create an AI Governance Obligation No SA Bank Has Mapped
The JSE wrote algo trading rules for deterministic code. SA desks are running machine learning. Where the rulebook, PA model risk and the coming AI standards collide.
The SARB-FSCA AI Report Exposes a Governance Gap SA Banks Are Scaling Into
Five per cent of SA financial institutions report mature AI oversight. Twenty per cent have none. And spend is about to rise thirtyfold. The regulators' own numbers.
Why the Big 4 AI Governance Offering Won't Reach Mid-Market Firms
Big 4 AI governance starts at $500k. A £500m wealth manager carries the same AI Act duties as a £50bn bank. The arithmetic never closes, and here is why.